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LIFE AND HEALTH INSURANCE                         

Fictitious Medicare Card for a Jane Doe.
Medicare Advantage Plans

What is the difference between Original Medicare and  a Medicare Advantage plans?

Medicare Advantage Plans (MAPD)                                                                Original Medicare

  • Most MAPD Plans offer $0 monthly premiums

  •  Most MAPD Plans offer Dental, Vision, & Hearing, Over-The-Counter, & Gym Memberships AT NO COST 

  •  Most MAPD Plans offer $0 Co-pay to Primary Physician

  • You may qualify for assistance with your Part B Premium & Prescription Drug Cost

  • Have a medical network

 

  • Covers medical and hospital costs only

  • Covers Only 80% of your medical coverage, you pay the 20% difference

  •  You can use any provider that accepts Medicare

  •  Doesn't offer a prescription, however, you can purchase a Stand Alone Drug Plan 

  • Is offered to Beneficiaries who are 65+, or is Disabled

  • Competitive and affordable rates

  • Medical, Dental, Vision & More...

  • Affordable Care Act (ACA) (Obama Care)

 

The health insurance protection you need when you’re needing medical attention.

Individual & Family Health Insurance
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Life Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

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